Various damages can affect your home, in particular a flood, an intrusion, a fire or other situation requiring the installation of an effective security device. Whether you are a tenant or an owner, anticipate possible risks with the following tips.
Take out home insurance
One of the first tips to consider is purchasing home insurance. This will allow you to reassure you, in particular, that even in the event of a problem, your accommodation is always well insured. However, before purchasing theinsurance of your home, choose the formula that perfectly meets your needs. Some insurance offers cover the mandatory minimum, namely your civil liability if you are a tenant and your movable and personal property. Others are aimed at both owners and tenants of fully equipped property.
Note that some insurance companies offer relatively complete formulas including the essential guarantees such as broken glass, water damage, natural disasters, but also private life liability and residential liability.
How to protect your home from burglaries?
In addition to taking out an insurance contract, other solutions must be put in place to protect your home from burglaries, in particular the installation of fences, burglar-proof windows or even systems to protect your property such as a safe. Don't hesitate to use programmed lighting to simulate your presence when night falls. To keep burglars away, also think about install a remote monitoring system in your house. An alarm system with a detector is also recommended.
Best practices for protecting your home from fire risks
Causing material damage, but also human damage, a fire breaks out every two minutes in France. To reduce the risks, certain good practices must be adopted. Consider in particular have your installations checked regularly sensitive by a professional. These include, among other things, electrical installations, related to heating or gas. Make sure all your electrical installations are secure. Pay special attention to items such as faulty electrical wires or overloaded power strips that present a risk of overheating. If you have a fireplace, have it swept by a professional at least once a year if it runs on gas, and twice a year if it runs on oil or wood. Finally, equip your home with a smoke detector that complies with European standards and has CE marking.
Reduce the risk of flooding
To protect a house from the risk of flooding, before building or buying real estate, first find out where the land is located, if it is in a flood zone. To do this, consult the Natural flood risk prevention plan (PPRI) at the town hall. This document provides in particular the mandatory conditions to be respected if the land is located in a building zone. In addition, to reduce the risk of flooding during the construction of the house, place the first floor above the flood reference threshold (information specified in the PPRI). In addition, whether during construction or renovation, waterproof the openings of the home with anti-flood systems. Do not hesitate to put in place anti-backflow devices or to raise the threshold of the openings.